AutoBlog & Money System

Are collection agencies required to notify you of accounts you hold next to them?
About two or three years ago, at age 18, I received a letter form a collection agency stating that a medical justification that had gone into collections have been transfered to my credit report when I have turned 18 and that I owed them X amount of dollars. Being that I am a working student I didn't get around to paying sour THAT particular bill until roughly speaking a year ago. Upon paying the bill I was notify that I had 10 other accounts beside them (all under $70). Between the 10 accounts, $400 interest have accrued! Aren't they required to inform me of ALL accounts I hold near them? I would have remunerated off the other accounts if I know they even existed! Is it reasonable to ask them to wipe out the interest? Would it be reasonable to ask them to delete the information rotten of my credit report based on paucity of knowledge of the accounts?

Are collections on your credit report undying?
even if you paid the collection bad? That what I was told. That tehy don't run away, they just show a denial balance. If they can stir away, what steps do you have to bring to make that evolve?

Are in attendance companies or software programs that can remove items from your credit report?
Some one I know had adjectives the negative items on their credit removed and replaced near good reports. She said some one beside "special" computer skills did it for her.

Attorney/paralegal put somebody through the mill, if I salaried my attorney 2 settle my credit accounts Y didn't he fix my cr. report
I'm going around in circles but determined to capture this fixed and done. I had huge huge condition issues which financially messed up my credit. I was going to do ruin and went to a attorney and he said we should settle and pay him to do it. My domestic members help and we decided this sounded best. All be settled and I think the attorney wrangled slightly well for us, but immediately, 3 years later and I'm hearty enough to check things out, my credit report is a mess. Why didn't the attorney share me to make sure things be updated and help me follow it all. Seems resembling if I went out of business it would all hold been cleared contained by 7 years ?? Any suggestions for quick and restructured long credit report repair ? I need counsel. And of course no money after self so ill for so long.

Bad credit coup loan?
I would like to hear from culture who have gotten doomed to failure credit car loans and from where on earth. My fico is 597. Nost of the negatives on my credit report are more after 5 years old. I live within PA.

Bad Credit, No Bank Account - Big I nheritance?
I've had a rough few years financially, and no dune I've talked next to will give me a checking side, based on two accounts that be closed with money owing. One dune also pulled my credit report (I didn't authorize this), and it is horrible. I feel unsuccessfully about adjectives this, but am ready to fix it. I basically got a voluminous inheritance, and have the generous cashiers check, in my possession (the hill that manages the ancestral Trust was going to flex the money, but I have no rationalization to wire it into). I also inevitability to get a VISA-Debit card, the considerate that normally comes beside checking accounts, these days. So, Item number #1 - find a ridge who will open an commentary for me, based on the info above., Item #2 - If they won't donate me a checking account, set up a pre-paid VISA near a decent stability. I thought getting a bunch of money would "erase" my undesirable status with bank - but apparently n ot. I've gotten many suggestions from friends, ethnic group, even attorneys - and everyone seems mystified. Please Help!

Bankruptcy discharge directive?
how long does a bankruptcy discharge stays on your credit report. i thought once it's be discharge that it will be wiped from your credit report. can someone answer this

Bankruptcy Problems?
I filed collapse 2 years ago. I immediately started getting myself together paying bills on the dot and establishing new credit lines. Well today I checked my credit report and it shows something uncharacteristic. Apparently a medical bill from 6 years ago was file as a judgment like month I declared bankruptcy. I file in 9-05 and even though the unproved bill was contained by 01 it has a judgement public account on my credit report for 9-05. I thought the BK discharged all debts previous to 9-05. Anyone own any idea if I can receive thi s erased from my credit report as a public record judgement?
Bankruptcy: How lots points does it trim down on your credit report?
I've been wondering almost this issue. I've never filed but wonders how it works as far as how abundant points it takes away from your credit report.I'm not sure if this grill can be answered but please go for it.

Bankruptcy?
When a bankruptcy drops sour of your credit report, how many points will it lift your credit score? What going on for judgements, and collections?

Best price for credit report?
I want to get a copy of my credit report beside the three credit scores from respectively credit reporting agency. I found one site where I can achieve it for about $30, have anyone found a reputable site where I can do it for smaller number, without signing up for some gentle of monitoring?

Better bad paying or departing be a foil for?< br />I found that Experian shows a small balance for a collections side from years ago. I have no problem paying it in a minute but the credit report shows the past due details will be on record until December 2007.But I'm afraid of paying it sour because it might be updated by the collections agency and then be on my report an additonal seven years from today.Does anyone know if this can surface? Am I better off not paying to avoid more years of doomed to failure credit? Thanks!

Bill Collector after 16 years?
I just received a Bill Collector Bill from a jewelry loan from 1989, It have a last date of recompense was 1991. Why would they transport me bill after 16 years? I am pretty sure this was also adjectives part of a ruin that my ex and I filed during that life span time. What do I do with this reminder? I just started just this minute re-establishing my credit because I am getting ready to move out of town to buy some pr operty. Will they somehow put this on my credit report. What do I do?

Broken apartment lease is on credit report as mortgage foreclosure?!?
In refinancing my house, they found on my credit report a mortgage foreclosure of $700 from an apartment lease I had broken 6 years ago. How can they enjoy put this as a mortgage foreclosure? There was no title, it be just a regular apartment lease. I can't find ahold of the apartment company and I don't know how to get it bad my credit report.

By regulation.. we are entitled to 1 free credit report annually.. how can I access that online?
Without having to sign up for something and have to remember to un-sign up? Thanks

Can a 15 year mature debt be put on your credit report reasonably if it have already be on it once in the past?
This debt has already be on my c redit report once and was dropped 8 years ago. Now they enjoy sent it to a collection agency who has have it put back on my credit report

Can a bike that be stolen, but rewarded sour by the insurance be scheduled contained by adverse accts on my credit history?
I just get my annual free credit report. Last year my motorcycle was stolen. The loan be paid surrounded by full by my insurance. Now the loan shows up as an adverse account. Can they chronicle it as a bad picture even though it was compensated in full by the insurance company?

Can a bill collector coppers the agreed montly pocket money from $200 to $2000?
I was out of work about 2 years ago and have something repossessed (about $10K), I took full responsibility and made contact last year next to the collection agency to arrange monthly payments, I've been making consistently payments - on the dot for about 8 months but be shocked to read my monthly payment have jump from $200 to $2000 when reading this months statement. When I call the collector, he said their attorney sent something in the e-mail and I should receive it shortly and they have the right to conversion the amount of payments at any given time. He also commented upon looking at my credit report, I didn't have desperate credit and noticed that I have paid things bad quickly within the past but didn't run into account that be when I was at my old-fashioned employer making 2 times more. I don't want further ruin my credit and can't afford a lawyer. Somehow this doesn't be aware of right to me, can someone please shed some light?

Can a collection agencie post more afterwards one time?
There is a collection agencie that has posted two times surrounded by october,once in november and two time within december on my credit report, can they do this? I thought there be a law for this. And they are adjectives for the same deb t. What should I do, its massacre my credit the debt is from 2004 and I plan paying in one lump sum but I am still abiding. Will have money contained by two months.

Can a collection agency buy my debt from a credit card company I owed over 12 years ago?
When I was 18 I get a credit card and went over the reduce and owed $1000. I never paid it put money on and it was even dropped from my credit report. All of the sudden I win a letter from a collection agency wise saying that they brought my debt and that I owed $2,300. Is it legal for them to buy my debt and do I still involve to pay the money hindmost? I currently have nought on my credit report which I checked 6 months ago. What should I do?

Can a collection agency collect a debt for unpaid rent from a property that have gone in receivership and foreclosed?
I have a a collection on my credit report from a collection agency explicitly trying to collect a debt for them. This was over five years ago and I do not hold the proper documents to fight the bogus claims. This property other had problems and have been through several different owners. Ownership changed again a couple of years after I have moved out. Last spring the property management file bankruptcy and is very soon going through foreclosure. Will I still have to pay envelope a debt to an apartment complex that no longer exists?

Can a collection agency remove something from your credit report as constituent of a settlement agreement?
Can I request that a collection agency take a debt bad my credit after I pay it adjectives off?

Can a company request your credit report minus your authorization?
I had my credit report obtain a few times by some large companies close to Capital one, and Washington Mutual, can they d this without my consent?

Can a credit card company that you own a bleak debt near still contact you after seven years of failure to pay?
it has already be cleared off my credit report and i am still unloading phone calls.

Can a creditor come after you if on your credit report the vindication is closed and a zilch stability?
My boyfriend bought two cars and they were lease. He lost his job and both cars where on earth repossessed. They sent a letter stating we owed for wear and crack plus early termination. Since afterwards we went to look on the credit report and the reason is closed and the balance is nought. Do we have anything to payment and can they come after us?

Can a creditor still show on your credit report after have a result reversed surrounded by my favor?
I got a judgement reversed and looking at my < strong>credit report it is still showing a collection company reporting it as an outstanding harmonize on my credit report. Can they do that?

Can a debt administration company erase doomed to failure credit information from your credit report for $250.00? Is that court?
A company I heard almost states that they can erase bad credit from your credit report for 250.00, even if the debts are not salaried. I think it is a scam. I obligation some advice. Should I engross in this or not?

More Credit report questions please visit : Credit12345.com